John Kelly

You’ve likely seen the terms “liability,” “collision,” and “comprehensive” tossed around in your auto policy, but what do they really mean? The truth is, many people sign up for car insurance without fully understanding what’s included—and what isn’t. Unfortunately, that can lead to major financial headaches when accidents or unexpected events occur. But here’s the

You want to protect your car, but you don’t want to pay for coverage you don’t need. The problem is, insurance policies are often loaded with industry jargon like “comprehensive” and “collision,” making it hard to tell what’s worth the cost. Worse, choosing the wrong coverage—or skipping something essential—can leave you financially exposed. The good